Membership FAQs
faq's
frequently asked question
Membership Medicine is a new model, so it’s totally normal to have a lot of questions! The first big difference between a membership medicine and a traditional practice has to do with the relationship with insurance companies. In my membership practice, the financial relationship will be between RADIANT WELLTALITY (me) and you (the patient). This allows me to devote 100% of my time helping you reach your health goals instead of being bogged down in paperwork and insurance reimbursement and bureaucracy. New patients will pay a one-time initial visit fee to be a member of the practice as well as a monthly fee. This fee includes ALL visits provided by me and I will NEVER bill your insurance.
By removing the insurance barrier, this model allows me MORE time with you! Because of changes in how insurance companies and the government pay for medical care, providers in traditional practices need to spend more time away from patients and they spending hours each day in front of their computers charting. Two recent studies found that on average, primary care doctors spend less than half of their time with patients. This explains why over half of the providers in the U.S. spend less than 15 minutes (on average) with their patients during a visit. In my practice, visits will range from 30 to 60 minutes, depending on the complexity of the issue and your unique and individual needs. This allows us to get at the root cause of your concerns instead of just addressing symptoms with quick fixes. It also gives us time to discuss preventive measures that will keep you healthy for the long term
No. This contract is only for medical services provided by Casey Stumpf, NP in her office. The patient should keep major medical insurance that covers the costs of Emergency care, Hospital care, radiology care, laboratory and pathology care, anesthetic care, or any other services provided by another physician or health-care provider. This contract is not medical insurance. No insurance or bills will be filed. However you may use your Health Savings Account or Flexible Spending Account.
Yes. This contract with Casey Stumpf, NP is NOT medical insurance. She is limiting the number of patients in her practice in order to take optimal care of the patients that contract with her. If someone cannot afford medical insurance, this is a low-cost alternative to contract with a high-quality healthcare provider for out-patient care. A patient should have some type of hospitalization coverage for catastrophic care.
There is no way to know. Each insurance company has their own rules. The patient is encouraged to discuss this matter with a representative from their own insurance plan. It is very unlikely that Casey Stumpf’s fees will be able to be applied to your deductible. However you may use your Health Savings Account or Flexible Spending Account.
No. The cost of every visit (up to 6 visits/year) is included in your membership. You may encounter additional charges for things such as prescription medications and laboratory tests. You will be informed of any additional charges before the service is provided. You retain the right to decline any services that would result in additional charges. You also have the option of reduced lab fees if you do not have insurance.
Patients commit to an initial visit and a 3-month membership contract, and after that, you may choose to pay monthly, semi-annually or annually
X-Rays, CT Scans, Bone Density testing, Mammograms, MRIs and Ultrasounds are not performed in the office. When these tests are required, she will help you get the lowest price for any test you will need.
This contract only applies to outpatient care provided by Radiant Welltality. All hospital, emergency room, fees from the hospital, medications, and all hospital costs and fees from other providers.
You can discontinue at any time, after the minimum 3-month membership requirement, provided that you inform Casey Stumpf in writing. At the receipt of your termination letter, you monthly fees will be stopped and pro-rated. You cannot re-enroll into the practice without paying a registration fee.
I understand and during times of uncertainty this makes more sense than ever. I encourage you to consider the amount of money you’ll spend out-of-pocket in an average year for your healthcare needs. Are you having a problem getting the kind of access, timeliness and care you want from your healthcare provider. Do you have chronic illness, a family history of illness or concerns about your health that you have not had time to discuss with your primary care provider? Do you feel like you’re getting expert advice about preventative measures you should take to reduce your risk of illness? Does your doctor address issues such as sexual health, menopause, bone health, and cancer risk with you? Sometimes, the money you spend to prevent illness results in money saved should you become sick down the road and require extensive or long-term treatment. In fact, academic studies have shown that patients who belonged to a membership medicine practice had fewer emergency department visits and fewer in-patient admissions than those who did not. Unfortunately, good insurance coverage does not always translate to excellent care.
No. Casey Stumpf is not participating in any government sponsored health-care service. She has opted-out of participation in Medicare, Medicaid, Tricare, and Workman’s compensation plans. The patient CANNOT submit any charges directly to these health-care providers for services provided by this practice. Casey Stumpf is opting out of all insurance coverage.
This is an exclusive membership with RADIANT WELLTALITY
- Up to 6 requested appointments/year with the provider. Visits not requiring medical care by the provider are not counted against the 6 visits. (i.e. BP checks, lab draws, urinalysis, e-mail exchanges, telephone calls, etc.)
- A full yearly physical exam (1 recommended per year)
- Annual physical (CBC, CMP, Hgb A1c, Lipid Profile, and TSH)
- See detailed list of services provided
- Telehealth Visits
- Access to ShapeScale
- Customized Nutrition Plans
- Intimacy/sex counseling for men, women, or couples
- Extended and relaxed visits from 30-60 minutes
- Direct access to Casey Stumpf via phone, email, and text
If you have insurance you CAN use your insurance for any tests that are ordered outside of the annual exam (mammogram, hormone levels, Myriad genetic testing)
Your membership also includes exclusive members only pricing:
discount on weight loss services
- 5% off intimate products
- 10% off facial products
- 10% off supplements with Fullscript
Casey Stumpf understands that Credit Cards have to be changed if stolen or lost. We will contact you if your payments have lapsed. You will have 60 days to re-instate your membership with full payment up front. If you do not attend to this, you will be discharged from the practice and cannot be re-instated without discussing the issue personally with Casey Stumpf to rectify this problem.
